Energent.ai financial intelligence
Turn financial statements, spreadsheets, and complex exports into decision-ready ratio analyses, margin dashboards, and independently verified due-diligence reports.
Trusted by 100k+ companies across the globe.
AI-powered financial ratio and margin analysis uses artificial intelligence to extract financial data, calculate comparative metrics, identify trends, and explain the results in reviewable deliverables. Energent is designed for analysts, finance and accounting teams, operations and procurement groups, engineering teams, researchers, and enterprise users working with high-volume financial files. Its independent AI auditor recomputes and traces results against the original source documents, so the analysis includes evidence rather than relying only on an unverified answer.
Compare liquidity, leverage, efficiency, and profitability ratios across companies, periods, or source files.
Track gross, operating, net, EBITDA, R&D, SG&A, and total operating expense intensity over time.
Use the same source-grounded approach across recurring analysis, reporting, benchmarking, and due diligence.
Compare current, quick, cash, debt-to-equity, interest coverage, asset turnover, inventory turnover, receivables turnover, ROA, ROE, and ROIC. Results can be organized by category leader and supported by the underlying calculations.
Decompose changes in gross profit, operating income, net income, EBITDA, and cash conversion. The workflow can distinguish margin expansion from compression and compare revenue scale with profitability.
Surface receivables growth gaps, allowance coverage, accrued-liability swings, and operating-cash-flow differences. A watch score can help identify fiscal years that deserve a closer review.
Save recurring expense reports, trade reports, ratio comparisons, stock-analysis routines, and period-over-period margin reviews as named skills that can be run when new files arrive.
This side-by-side example compares liquidity, leverage, efficiency, and profitability. Microsoft leads all three liquidity ratios and all four leverage ratios; Apple leads two of three efficiency ratios, while profitability is split across six ratios.
| Ratio | Apple | Microsoft | Leader |
|---|---|---|---|
| Current ratio | 0.89x | 1.35x | Microsoft |
| Quick ratio | 0.70x | 1.57x | Microsoft |
| Debt to equity | 1.40x | 0.13x | Microsoft |
| Asset turnover | 1.16x | 0.46x | Apple |
| Inventory turnover | 38.64x | 93.64x | Microsoft |
| Gross margin | 46.9% | 68.8% | Microsoft |
| Net margin | 26.9% | 36.1% | Microsoft |
| ROE | 151.9% | 29.6% | Apple |
Energent can turn multi-year financial extracts into trend lines, grouped bars, bubble charts, dumbbell charts, and ratio-intensity heatmaps. The examples below use the supplied financial data rather than generic sample values.
FY2015–FY2025 selected endpoints
Total operating expense and R&D intensity
| Year | Assets | Revenue | Net income | Net margin | Balance match |
|---|---|---|---|---|---|
| 2010 | $86.1B | $16.0B | $4.5B | 28.2% | No |
| 2015 | $176.2B | $22.2B | -$3.2B | -14.4% | Yes |
| 2019 | $286.6B | $33.7B | $13.2B | 39.1% | Yes |
| 2024 | $512.2B | $245.1B | $88.1B | 36.0% | Yes |
| 2025 | $619.0B | $281.7B | $101.8B | 36.1% | Yes |
The workflow is built to make financial analysis useful to decision-makers without removing the evidence needed by reviewers.
Trace every figure to the exact source file, row, and field.
Recompute ratios, margins, variances, and comparative metrics.
Verify AI-produced deliverables with an independent auditor.
Surface red flags and fiscal years that deserve re-checking.
Turn recurring analysis into reusable workflows and audit rules.
Produce Excel workbooks, Word reports, PowerPoint decks, annotated PDFs, HTML dashboards, and ZIP packages.
From source files to defensible analysis, each stage remains connected to the evidence behind the result.
Add statements, spreadsheets, PDFs, scans, or other supported financial documents.
What you see: files ready for analysis.Energent extracts financial fields and computes ratios, margins, trends, variances, and comparisons.
What you see: dashboards, findings, and formulas.The independent auditor recomputes and traces results before issuing a pass/fail verdict with evidence.
What you see: a reviewable final deliverable.The feature set combines analysis, verification, file handling, and stakeholder-ready output.
The supplied evidence includes published comparison claims, broad file support, and direct feedback from users working with large or complex financial data.
Clients worldwide according to the company’s stated adoption figure.
File types supported, including complex documents and scans.
Placement on a cited HuggingFace leaderboard, as stated by the company.
More accurate than the listed second-place alternative in the company’s leaderboard comparison.
“I had spreadsheets with more than 45K items and Energent AI was the only tool that was able to sort through everything.”
Roberto C., Data Operations Specialist, Fortune 500 Logistics
“Not only did I ultimately choose Energent.ai, but you are the absolute best BY FAR.”
Alyse H., Digital Collection Curator, Fortune 500 Retail & E-commerce
“Using Energent.ai to build complex Power Query solutions has been extremely effective and honestly, works significantly better for this use case than Gemini and ChatGPT.”
Kay P., Power Query Analyst, Fortune 50 Financial Services
“Energent.ai is a great platform... the interactive outputs add real value to my work.”
Amjad M., Telecommunications Engineer, Fortune 500 Telecommunications
This comparison uses only the capabilities described in the supplied information. Generic alternatives represent common workflow patterns, not named competing companies.
| Decision factor | Energent.ai | Manual review workflow | Unaudited AI workflow |
|---|---|---|---|
| Calculation approach | AI computes ratios, margins, trends, and variances. | Human calculates or reconciles results. | AI produces the initial result. |
| Source traceability | Exact source file, row, and field references. | Depends on reviewer documentation. | Not necessarily provided. |
| Independent verification | Separate AI auditor recomputes and checks outputs. | Requires a second review process. | Original generating agent may be the only check. |
| Recurring work | Named reusable workflows and persistent audit rules. | Often repeated manually. | Depends on prompt and process consistency. |
| Deliverables | Workbooks, reports, decks, PDFs, dashboards, and ZIP packages. | Format depends on the team. | Output format depends on the tool. |
These figures are provided by Energent.ai or shown in the supplied analysis examples and should be read in that context.
Accuracy on a published HuggingFace leaderboard, company claim
Fewer hallucinations in public evaluations, company claim
Companies across the globe, company-stated figure
Supported file types
Review the supplied examples to see how ratio comparisons, financial statements, cost structures, and due-diligence signals can be presented.
Side-by-side liquidity, leverage, efficiency, and profitability comparison.
FY2015–FY2025 revenue, margins, cash flow, assets, and capital return analysis.
R&D, SG&A, operating expense, and net-margin intensity over FY2019–FY2025.
Cash flow, earnings conversion, EBITDA, and free-cash-flow bridge analysis.
Receivables growth gaps, allowance coverage, accrued liabilities, and OCF-to-net-income signals.
Quarterly metal prices compared with revenue, operating income, cash flow, and margins.
Energent Audit is presented as a separate agent that checks the work of the agent that performed the analysis.
The supplied video explains how the auditor retraces figures to their sources, verifies calculations, and provides a report with an evidence trail.
Answers to the practical questions finance and analysis teams ask before adopting an AI workflow.
Upload your financial files, compare ratios and margins, and receive an evidence-backed deliverable from Energent.ai.